By Sgt. Carey Huls, Public Information Officer, Indiana State Police Sellersburg District

Halloween, pumpkin spice, football...Fall is upon us. But costume parties and football rivalries are not the only things for which we need to prepare. Falling leaves and colder temperatures are making their appearance as well. With these changes come driving hazards more unique to autumn than other times of the year.  

According to the Institute of Highway Safety, autumn typically brings a sharp increase in the amount of car versus animal insurance claims, most of those being deer. These claims usually peak in the month of November and decrease through December and January. Wet leaves, colder temperatures, and an increase in rainfall also add to the mix.  

Your friends at the Indiana State Police Post in Sellersburg would like to remind you of these tips as you navigate our changing roadways:

1.  WET LEAVES: Wet leaves can be as slippery as an ice-covered roadway. Drive slowly on leaf-covered roads and avoid hard braking. Also, don't forget that leaves can obscure lane and roadway markings, so make sure to pay attention to the edge of the roadway and stay in your lane. 

2. RAIN AND FOG: Wet roads are slippery and may lead to hydroplaning. Increase your following distance, and don't use cruise control. If it's foggy, use your low beams or fog lights and avoid using high beams.

3. BRIDGES AND OVERPASSES: Any roadway not in direct contact with the ground can freeze quickly. Morning frost can leave icy patches, and shaded areas may remain icy after other parts of the roadway are dry.  

According to the National Highway Traffic Safety Administration, there are approximately 1.5 million deer-vehicle collisions each year.  According to insurance industry statistics, Indiana usually ranks in the middle of all 50 states and was 24^th in 2021 in car versus animal crashes.  In 2021, the odds for a car/animal crash were 1 in 100.  West Virginia typically tops the charts with the odds at 1 in 37. 
 When it comes to our four-legged friends:

1. BUCKLE UP! Sudden stops from a collision or even hard braking are common causes of injury. Your seatbelt is the best protection to help prevent you or your passengers from being harmed. 

2. WATCH FOR SIGNS. Deer crossing signs are there for a reason. Use caution when you see these signs and remember that deer often travel in groups. If you see one, assume more are nearby. Don't forget to recruit your passengers to assist in looking for deer. 

3. WHAT TIME IS IT? Deer are active at dawn and dusk as they look for food. This time of year is also their migration and mating season, which is another reason they are more active. 

4. DON'T SWERVE. If a crash is unavoidable, don't swerve to avoid hitting the deer. Not only could you swerve into the path of another car, but you could also lose control of your vehicle and possibly roll over. Brake firmly and stay in your lane. Studies show more serious crashes happen when we swerve to avoid an animal. 

5. I STRUCK A DEER, NOW WHAT? Unfortunately, even if you take all the above precautions, sometimes car/deer crashes are unavoidable. If you do have a collision, remember to move your car off the roadway and call 911 or your nearest police agency. Typically, comprehensive insurance coverage will cover these crashes, so make sure you contact your insurance agent and, if possible, take photographs of your car and the animal.  

It is essential to prioritize safety on Halloween, and following these guidelines can help.

Social Security benefits and Supplemental Security Income (SSI) payments for more than 72.5 million Americans will increase 2.5 percent in 2025, the Social Security Administration announced today. On average, Social Security retirement benefits will increase by about $50 per month starting in January.

Over the last decade the COLA increase has averaged about 2.6 percent. The COLA was 3.2 percent in 2024.

Nearly 68 million Social Security beneficiaries will see a 2.5 percent cost-of-living adjustment (COLA) beginning in January 2025.  Increased payments to nearly 7.5 million people receiving SSI will begin on December 31, 2024. (Note: Some people receive both Social Security benefits and SSI).

“Social Security benefits and SSI payments will increase in 2025, helping tens of millions of people keep up with expenses even as inflation has started to cool,” said Martin O’Malley, Commissioner of Social Security.

Some other adjustments that take effect in January of each year are based on the increase in average wages.  Based on that increase, the maximum amount of earnings subject to the Social Security tax (taxable maximum) is slated to increase to $176,100 from $168,600.

Social Security begins notifying people about their new benefit amount by mail starting in early December.

This year, for the first time, Social Security beneficiaries will receive a newly designed and improved COLA notice that makes it easier for customers to find the information they need most. The simplified COLA notice is now only one page, uses plain and personalized language, and provides exact dates and dollar amounts of a person’s new benefit amount and any deductions.

Individuals who have a personal my Social Security account can view their COLA notice online, which is secure, easy, and faster than receiving a letter in the mail. People can set up text or email alerts when there is a new message--such as their COLA notice--waiting for them in my Social Security.

People will need to have a personal my Social Security account by Nov. 20 to see their COLA notice online. To get started, visit www.ssa.gov/myaccount.

Information about Medicare changes for 2025 will be available at www.medicare.gov. For Social Security beneficiaries enrolled in Medicare, the 2025 benefit amount will be available via my Social Security's Message Center starting in late November. Those who have not opted to receive messages online will receive their COLA notice by mail in December.

The Social Security Act provides for how the COLA is calculated. The Social Security Act ties the annual COLA to the increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) as determined by the Department of Labor’s Bureau of Labor Statistics.

To read more, please visit www.ssa.gov/cola.

By Jerry Curry, Staff Writer

As we approach the Thanksgiving and Christmas seasons, we know we will hear the ringing bell of the Salvation Army. The Salvation Army raises funds to help those in need with their Red Kettle collections.

The Red Kettle fundraising campaign will begin Saturday, Nov. 27, and run through Tuesday, Dec. 24.

The bell ringing hours are Friday – Saturday 10 a.m.—6 p.m. and Mondays -Thursdays 4-8 p.m. There are no Sunday shifts.

Ringers can be individuals, organizations, families, churches, school groups, 4-H groups or scout groups. To join in, please call Meredith Peters at 812-620-5835 as early as possible.

This year, as in years past, the red kettle will be set up at both doors at the Salem Walmart.